Credit Risk Intelligence
Institutional-grade financial forensics powered by Altman Z-Score analysis, Monte Carlo simulation, and global market data.
Working Capital
—.——
X1 · Current Assets − Liabilities
Profitability
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X2 · Retained Earnings / Assets
Operating Efficiency
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X3 · EBIT / Total Assets
Market Leverage
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X4 · Market Cap / Liabilities
Risk Overview
ALTMAN Z-SCORE ANALYSIS
Z-Score
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Enter a ticker symbol to calculate the Altman Z-Score.
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DISTRESSGRAYSAFE
0.001.812.996.00+
Component Breakdown
X1 — Working Capital / Total Assets
0.0000 × 1.20.0000
X2 — Retained Earnings / Total Assets
0.0000 × 1.40.0000
X3 — EBIT / Total Assets
0.0000 × 3.30.0000
X4 — Market Cap / Total Liabilities
0.0000 × 0.60.0000
X5 — Revenue / Total Assets
0.0000 × 10.0000
Source: SEC EDGAR 10-K · Annual FilingModel: Altman (1968) · Public Mfg.
Monte Carlo Simulation
Revenue Stress Testing · 1,000 Paths
Simulation Engine Ready
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Data Sources
Ingestion Pipeline
SEC EDGAR
10-K XBRL · www.sec.gov
Yahoo Finance
yfinance · Global Markets (BSE/NSE/LSE)
Gemini AI
Forensic Linguistic Analysis
Monte Carlo
GBM Revenue Simulation · 1K Paths