Forensic Credit Research

Credit Risk Intelligence

Institutional-grade financial forensics powered by Altman Z-Score analysis, Monte Carlo simulation, and global market data.

Platform

Alpha-Guard v0.3

Coverage

SEC EDGAR · NYSE · BSE

Model

Altman Z-Score (1968)

US market · 45 companies indexed · Enable Global for international

Working Capital

—.——

X1 · Current Assets − Liabilities

Profitability

—.——

X2 · Retained Earnings / Assets

Operating Efficiency

—.——

X3 · EBIT / Total Assets

Market Leverage

—.——

X4 · Market Cap / Liabilities

Risk Overview

Altman Z-Score Analysis

Z-Score

—.——

Enter a ticker symbol to calculate the Altman Z-Score.

—Search a ticker to begin
DistressGraySafe
0.001.812.996.00+

Component Breakdown

X1 — Working Capital / Total Assets
0.0000 × 1.20.0000
X2 — Retained Earnings / Total Assets
0.0000 × 1.40.0000
X3 — EBIT / Total Assets
0.0000 × 3.30.0000
X4 — Market Cap / Total Liabilities
0.0000 × 0.60.0000
X5 — Revenue / Total Assets
0.0000 × 10.0000
Source: SEC EDGAR 10-K · Annual FilingModel: Altman (1968) · Public Mfg.

Monte Carlo Simulation

Revenue Stress Testing · 1,000 Paths

Simulation Engine Ready

Search a ticker first to enable stress testing

Data Sources

Ingestion Pipeline

SEC EDGAR

10-K XBRL · www.sec.gov

Connected

Yahoo Finance

yfinance · Global Markets (BSE/NSE/LSE)

Connected

Gemini AI

Forensic Linguistic Analysis

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Monte Carlo

GBM Revenue Simulation · 1K Paths

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